Chapter 7
Unfortunately, many people think there is a long-term stigma associated with filing for bankruptcy. At The Law Offices of William T. Peckham, however, we know how the process works and why it is necessary for many people to get back on their feet financially. At our office in Austin, Texas, we help many people get out from under mountains of debt.
If debt is weighing you down and creditors are harassing you daily, we have the experience you need to help you discharge your debts. If Chapter 7 bankruptcy is the right option, we will prepare and file your paperwork with the court and effectively represent you, just like we have been doing for other Texans for 39 years.
Knowledgeable Debt Relief Lawyers Serving Williamson County
There are many common misconceptions about filing for Chapter 7 bankruptcy, which is also known as “liquidation.” In Chapter 7, you list your unsecured debts, such as credit card debt and medical debt. You keep your exempt assets, and any nonexempt assets may be sold by the Trustee to pay on as much of the debt as possible and the court will discharge your remaining debt. The process can usually be completed in four to six months, and the calls from creditors will stop generally when we file the case.
If you file for Chapter 7, you will not lose your home or your car as long as you continue to pay for them. These are just some of the many assets that are exempt from creditors, but if you do not list an asset, you could lose it. It is important to have experienced attorneys like us in your corner because we know how to protect what is most valuable to you.
Do Not Try To Get Through Bankruptcy Alone. Call The Law Offices Of William T. Peckham.
If you think that filing for Chapter 7 bankruptcy may be the best option for you, contact The Law Offices of William T. Peckham to speak with an experienced Chapter 7 bankruptcy lawyer in Austin. Our team has the experience and knowledge to get you through the bankruptcy process and start anew. Call 512-487-7604 today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.