If you are having trouble paying off your debts, bankruptcy may not necessarily be the right option for you. You should not let your debts languish, however, because they can have a disastrous effect on your credit score.
At The Law Offices of William T. Peckham, we can help you in establishing a plan for paying off your debts and getting them off of your credit report, as well as removing older or invalid entries off your credit report or public records.
We are intimately familiar with debt collection, bankruptcy and tax laws. We serve clients throughout the Austin, Texas area who need help shedding debts, but do not want to file bankruptcy.
Travis County Credit Card Debt Relief Lawyers
We can negotiate your credit card debt down to a level that is easier for you to pay off. Most of the time, it is advisable to have an attorney on your side, so that you do not agree to anything that could make your situation worse. Due to our work representing debtors and creditors in bankruptcy proceedings, we know what it takes to negotiate an effective settlement that satisfies all parties. We repair erroneous credit reports and remove old debts.
Do not trust companies that offer debt relief services for a fee. Do not pay one of these entities anything until it actually achieves positive results on your behalf. Also, do not trust a company that advises you to stop paying your bills while it “negotiates” on your behalf. This could leave you in worse shape and make lenders less likely to consider you credit-worthy.
Repairing your credit is hard work, but it can be done. Contact The Law Offices of William T. Peckham at 512-487-7604 for experienced legal representation. We will provide you with practical advice to get rid of your debt and raise your credit score.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.