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If you are struggling with debt you cannot afford and are thinking about filing for Chapter 7 or Chapter 13 bankruptcy, you probably have a lot of questions about how bankruptcy would affect your day-to-day life. For example, you may be wondering how long it takes to...
Texans who are experiencing financial difficulties might feel as if the weight of the world is on their shoulders. They could be fearful of the prospect of bankruptcy due to misconceptions about it. Before dismissing the idea of filing for personal bankruptcy, it can...
No business partnership lasts forever. Partners pass away, retire or simply move on to new challenges. As with every hurdle your business might face, preparation is key. A buy-sell agreement is how partners in a closely-held business prepare for one or more members of...
When commercial entities do not pay on debts they owe, creditors may take steps to collect payment in other ways. One reasonable course of action for some creditors is to file UCC-Uniform Commercial Code-1. This is a legal statement that outlines a creditor’s intent...
Texas residents who purchase property in a subdivision, condominium complex, or a planned community are usually required to abide by rules laid down and enforced by homeowner’s associations. These rules are designed to protect property values by ensuring that...
You may have purchased your dream home shortly before retirement. You bought a large property, with stunning views and made the backyard a pool paradise for your family to enjoy. Or you bought a vacation beach condo on the Gulf Coast years ago, a weekend getaway your...
Many individuals and families in Texas and across the country firmly believe that filing for bankruptcy to secure debt relief is a process to be avoided. One Texas legal source on bankruptcy and its effectiveness in resolving deep debt woes prominently notes their...
One of the most common reasons that Texas homeowners wait so long or don't take the proper precautions before selling their homes is due to misconceptions about the process. The fact is that selling a home is not as simple as posting a listing, choosing an offer, and...
When you struggle with debt, you may wonder if you will lose everything to set your finances right. This is especially true for people who have invested in their family home. While you may be concerned about losing your home, the bankruptcy process may actually allow...
This year has been challenging for many people's finances. The Federal Reserve Bank estimates that 17 million American households – roughly 14% - are deeply in debt, but fewer than 1% file for bankruptcy each year. Economists say thousands more could benefit from...
