While bankruptcy in Austin, Texas helps consumers with debts there are still some negative myths surrounding the process. In most cases, these myths are based on some truths that are distorted with false ideas. Consumers won't be able to get credit again Credit scores...
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Why make sure the property title is clean before closing a deal?
Whether you're thinking of selling or investing in property in Texas, it's important to know about clean property titles. You might also know it as a clear title, a just title, or a free and clear title, but it all means the same thing, and for many who are in the...
The differences between Chapter 7 and Chapter 13 bankruptcy
Bankruptcy in Austin, Texas is a legal way for consumers to remove unsecured debts. Consumers may choose several types of bankruptcy, but they often file Chapter 7 and Chapter 13. However, Chapter 7 and Chapter 13 have their own differences and benefits. Chapter 7...
What to know about the automatic stay in bankruptcy
Bankruptcy is a legal process that can help consumers in Austin, Texas, get certain debts discharged though liquidation or repayment. Falling behind on debt usually means getting calls from creditors; if the consumer gets calls from creditors, the automatic stay in...
Managing debt after the holidays
The holidays are often a time when people spend hundreds of dollars on gifts for family members and friends. It is also a time when you may spend a significant amount of money on holiday parties at your Texas home or apartment. Although you may consider holiday...
What to know about the home sale closing process
You don't transfer ownership of your Texas home to a buyer immediately after accepting that person's offer to acquire it. Instead, you must go through a series of steps to ensure that the transaction is completed in accordance with local, state and other applicable...
Will my heirs be responsible for my debt?
You worked hard on your estate, and you want those you love most to benefit from it after your death. Because of this, you created a will to appoint your heirs so that they can receive a share of your estate upon your death. However, you may be worried that they will...
How long does bankruptcy take?
If you are struggling with debt you cannot afford and are thinking about filing for Chapter 7 or Chapter 13 bankruptcy, you probably have a lot of questions about how bankruptcy would affect your day-to-day life. For example, you may be wondering how long it takes to...
Common myths about bankruptcy
Texans who are experiencing financial difficulties might feel as if the weight of the world is on their shoulders. They could be fearful of the prospect of bankruptcy due to misconceptions about it. Before dismissing the idea of filing for personal bankruptcy, it can...
The basics of buy-sell agreements
No business partnership lasts forever. Partners pass away, retire or simply move on to new challenges. As with every hurdle your business might face, preparation is key. A buy-sell agreement is how partners in a closely-held business prepare for one or more members of...