While bankruptcy in Austin, Texas helps consumers with debts there are still some negative myths surrounding the process. In most cases, these myths are based on some truths that are distorted with false ideas. Consumers won't be able to get credit again Credit scores...
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The differences between Chapter 7 and Chapter 13 bankruptcy
Bankruptcy in Austin, Texas is a legal way for consumers to remove unsecured debts. Consumers may choose several types of bankruptcy, but they often file Chapter 7 and Chapter 13. However, Chapter 7 and Chapter 13 have their own differences and benefits. Chapter 7...
Managing debt after the holidays
The holidays are often a time when people spend hundreds of dollars on gifts for family members and friends. It is also a time when you may spend a significant amount of money on holiday parties at your Texas home or apartment. Although you may consider holiday...
Understanding how credit score impacts buying real estate
Home ownership is a goal for many people in Texas and throughout the country. Purchasing real estate is a costly endeavor, and few individuals can buy the property outright. Part of purchasing real estate is having a credit score that will lead lenders to decide an...
Bankruptcy and other options to deal with medical bills
Texans can accrue debt in a variety of ways. When confronted with overwhelming debt, it can stoke fear, worry and concern as to how to handle it. One of the most common ways to accrue massive bills is through medical treatment. In addition to the debt itself, an added...
There are many options for those seeking debt relief in Texas
If you are a Texas consumer who is confronted with overwhelming debt, you may want to seek a viable strategy to improve your financial standing. This can be a complicated endeavor, and you may be susceptible to marketing strategies from individuals and companies...
How will an easement affect your property rights?
Texas property owners have the right to use their land and home as they see fit, but an easement could affect these rights to a certain extent. If you purchased a home only to learn about an easement connected with the property or you are considering a purchase of...
Could adverse possession help you obtain property?
When dealing with land and real estate, complications can easily show themselves. You may not have had the ability to purchase property on your own, and you may have been struggling to find a place to live. However, when you came across a seemingly unused piece of...
How bankruptcy can help you put an end to creditor harassment?
Texas readers know that one of the most unfortunate effects of dealing with overwhelming debt is the constant phone calls and letters from debt collectors. While normal attempts at collecting debt are legal and acceptable, there are times these efforts go over the...
If I file for Chapter 7 bankruptcy, will I lose all of my stuff?
Chapter 7 bankruptcy also goes by the name liquidation bankruptcy, which may be why many Texas consumers are hesitant to take this step, even when they may be overwhelmed by debt. Bankruptcy is a good choice for consumers who can no longer manage their financial...