On behalf of The Law Offices of William T. Peckham | Jul 22, 2020 | Bankruptcy
Credit card debt and medical debt can pile up overnight. When debt grows too big, it can keep you from making other ends meet. While this matter is hard enough on its own, creditors begin calling and harassing you for payment. When you need a moment’s peace to get...
On behalf of The Law Offices of William T. Peckham | May 13, 2020 | Bankruptcy, Blog
Texans can accrue debt in a variety of ways. When confronted with overwhelming debt, it can stoke fear, worry and concern as to how to handle it. One of the most common ways to accrue massive bills is through medical treatment. In addition to the debt itself, an added...
On behalf of The Law Offices of William T. Peckham | May 13, 2020 | Bankruptcy, Blog
If you are a Texas consumer who is confronted with overwhelming debt, you may want to seek a viable strategy to improve your financial standing. This can be a complicated endeavor, and you may be susceptible to marketing strategies from individuals and companies...
On behalf of The Law Offices of William T. Peckham | Apr 16, 2020 | Bankruptcy
In a Texas bankruptcy, once the filing is made with the court, everything is frozen in place. This is what is known as the automatic stay, and courts take it very seriously. While taking steps to initiate collection of debts is forbidden, one creditor found out that...
by William T. Peckham | Mar 18, 2020 | Bankruptcy
In a Texas bankruptcy, the ordinary rule is that the automatic stay requires creditors to freeze in place and do nothing once the bankruptcy is filed. However, creditors should be aware that there are some situations where doing nothing can actually get them in...
by William T. Peckham | Jan 21, 2020 | Bankruptcy
The president signed the Small Business Reorganization Act (SBRA) in August of 2019, but it officially takes effect in February of 2020. Congress designed this popular law to fill a previous gap by providing small businesses and owners with a way to restructure or...
by William T. Peckham | Dec 20, 2019 | Bankruptcy
Most of us are excited at the prospect of getting a tax refund and will dream of how to spend that money. But while it is fun to contemplate a spring break trip or simply blowing it on fun stuff, it is essential to remember that the IRS is giving taxpayers back money...
by William T. Peckham | Nov 21, 2019 | Bankruptcy
Anyone who faces bankruptcy or has already filed understands how hard it is. It starts with some difficult decisions and then there is a follow-through that demands sacrifices (financial and otherwise) before a person rebuilds their credit rating. One modern...
by William T. Peckham | Nov 6, 2019 | Bankruptcy
Any person burdened by crippling debt faces many difficult challenges, but some look at it as an illness that never completely goes away. Like an illness, debt can come with many side effects that can even manifest themselves in physical pain and suffering as well as...
by William T. Peckham | Oct 5, 2019 | Bankruptcy
Many predicted that the president’s trade war with China would impact U.S. farmers and ranchers. Now according to a new report, this is happening as the impasse continues. The number of farmers and ranchers filing bankruptcy since the spring of 2018 has jumped...
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