Discharging student loans in bankruptcy requires you to show extreme hardship. The possibility of ridding yourself of student loans through Chapter 7 exists, but options are extremely limited. Student loan debt is officially outpacing credit card debt. Specific data...
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Month: May 2017
Do I really need a lawyer to buy this house?
All the advice columns warned you not to fall in love with a house, but to remember you are making a business deal and to think logically. However, when you saw it, you fell in love and knew you had to have it. Now that you have found the house of your dreams, the...
Is debt on the comeback trail?
Whether it involves a celebrity changing a once-tarnished image, an athlete overcoming serious injury or a politician on the comeback trail following a scandal, everyone loves a good comeback story. Even remade movies, resurrected film franchises and rebooted...
Are you ready for a “rainy day?”
According to Bankrate.com, a little more than half of Americans (52 percent) are committed to “saving for a rainy day.” Specifically, they have more money in emergency savings accounts than credit card debt. However, the percentage of Americans with more...
The dire consequences when refusing to pay for something unusable
A lien is a way for the government to make a claim on your home when taxes are not paid. While they cannot seize your property, they do get first right to it over other creditors. By now, the story of Flint, Michigan’s water problem is well known. For more than...